/* Finwise Finder — conversion-focused lander. No external dependencies. */
:root{--navy:#0a2540;--ink:#13293d;--muted:#52667a;--teal:#0b8a8a;--teal-d:#06706f;--cta:#f5a300;--cta-h:#e09400;--line:#dbe5ec;--tint:#f1f8f8;--white:#fff;--ok:#11815e;--err:#b42318;--radius:14px}
*{box-sizing:border-box}html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;font-family:system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;color:var(--ink);line-height:1.55;background:#fff}
img{max-width:100%;height:auto;display:block}a{color:var(--teal-d)}
h1,h2,h3{line-height:1.15;margin:0 0 .5em;color:var(--navy)}
h1{font-size:clamp(1.85rem,4.2vw,3rem);letter-spacing:-.02em}
h2{font-size:clamp(1.5rem,3vw,2.2rem);letter-spacing:-.015em}
h3{font-size:1.1rem}p{margin:0 0 1em}
.container{width:min(1140px,100% - 32px);margin-inline:auto}.narrow{max-width:760px}
.center{text-align:center}.intro{margin-bottom:28px}.small{font-size:.85rem;color:var(--muted)}
.eyebrow{font-size:.75rem;font-weight:800;letter-spacing:.12em;text-transform:uppercase;color:var(--teal-d);margin-bottom:.6em}
:focus-visible{outline:3px solid #1d6fd6;outline-offset:2px}

/* Buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;background:var(--cta);color:#1b1300;font-weight:800;font-size:1.02rem;text-decoration:none;border:0;border-radius:10px;padding:15px 26px;cursor:pointer;box-shadow:0 6px 16px rgba(201,134,0,.28);transition:transform .12s,background .12s}
.btn:hover{background:var(--cta-h);transform:translateY(-1px)}.btn:active{transform:none}
.btn-sm{padding:10px 16px;font-size:.92rem;box-shadow:none}.btn-lg{padding:18px 34px;font-size:1.12rem}
.btn-full{width:100%}.btn[disabled]{opacity:.65;cursor:wait}

/* Header */
.header{position:sticky;top:0;z-index:30;background:#fff;border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;min-height:64px}
.logo img{height:46px;width:auto}

/* Hero */
.hero{position:relative;overflow:hidden;background:#0d2a42;padding:42px 0 52px}
.hero-bg img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:70% 30%}
.hero::after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(7,30,50,.94) 0%,rgba(7,30,50,.82) 42%,rgba(7,30,50,.35) 100%)}
.hero-grid{position:relative;z-index:1;display:grid;grid-template-columns:1.05fr .95fr;gap:40px;align-items:center}
.hero-copy,.hero-copy h1{color:#fff}.hero-copy .eyebrow{color:#7fe0d6}
.lead{font-size:1.12rem;color:#dbe8f2;max-width:520px}
.ticks{list-style:none;padding:0;margin:18px 0 0;display:grid;gap:8px}
.ticks li{color:#eaf3f8;font-weight:600;padding-left:30px;position:relative}
.ticks li::before{content:"✓";position:absolute;left:0;top:0;width:22px;height:22px;border-radius:50%;background:var(--teal);color:#fff;display:grid;place-items:center;font-size:.8rem}

/* Quiz card */
.quiz-card{background:#fff;border-radius:var(--radius);padding:26px 24px 20px;box-shadow:0 22px 60px rgba(0,0,0,.35);scroll-margin-top:80px}
.progress{height:8px;background:#e7eef3;border-radius:8px;overflow:hidden}
.progress span{display:block;height:100%;width:25%;background:linear-gradient(90deg,var(--teal),#35b6a6);transition:width .3s}
.step-count{font-size:.8rem;color:var(--muted);margin:8px 0 12px;font-weight:600}
fieldset{border:0;margin:0;padding:0;min-width:0}
.step{display:none}.step.active{display:block;animation:in .25s ease}
@keyframes in{from{opacity:0;transform:translateY(6px)}to{opacity:1;transform:none}}
legend{font-size:1.28rem;font-weight:800;color:var(--navy);line-height:1.25;margin-bottom:6px;padding:0}
.hint{font-size:.88rem;color:var(--muted);margin:0 0 12px}
.options{display:grid;gap:10px;margin-top:12px}
.opt{display:block;width:100%;text-align:left;padding:15px 44px 15px 16px;border:2px solid var(--line);border-radius:10px;background:#fff;font:inherit;font-weight:700;font-size:1rem;color:var(--ink);cursor:pointer;position:relative;transition:border-color .12s,background .12s}
.opt::after{content:"›";position:absolute;right:16px;top:50%;transform:translateY(-50%);font-size:1.4rem;color:var(--teal)}
.opt:hover,.opt.selected{border-color:var(--teal);background:#effaf8}
.back{background:none;border:0;color:var(--muted);font:inherit;font-size:.88rem;margin-top:12px;cursor:pointer;padding:4px 0}
.field{display:grid;gap:5px;margin:10px 0}
.field label{font-weight:700;font-size:.9rem}
.field input{height:50px;padding:0 14px;border:2px solid var(--line);border-radius:10px;font:inherit;font-size:1rem}
.field input:focus{border-color:var(--teal);outline:0}
.field input.invalid{border-color:var(--err)}
.check{display:flex;gap:10px;align-items:flex-start;font-size:.8rem;color:#3b4f61;margin:12px 0;line-height:1.45}
.check input{width:20px;height:20px;flex:0 0 20px;margin:1px 0 0;accent-color:var(--teal)}
.check.invalid span{color:var(--err)}
.btn-cta{margin-top:6px;padding:17px;font-size:1.1rem}
.secure{font-size:.78rem;color:var(--muted);text-align:center;margin:10px 0 0}
.form-error{color:var(--err);font-size:.88rem;font-weight:600;margin:8px 0 0;min-height:1em}
.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}

/* Trust strip */
.trust{background:var(--navy);color:#fff}
.trust-grid{display:grid;grid-template-columns:repeat(4,1fr)}
.trust-grid div{padding:20px 16px;border-right:1px solid rgba(255,255,255,.15)}
.trust-grid div:last-child{border:0}
.trust strong{display:block}.trust span{font-size:.85rem;color:#c7d6e3}

/* Sections */
.section{padding:64px 0}.tint{background:var(--tint)}
.steps-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-bottom:30px}
.card-step{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px 22px;position:relative}
.card-step .num{display:grid;place-items:center;width:40px;height:40px;border-radius:50%;background:var(--teal);color:#fff;font-weight:800;margin-bottom:14px}
.card-step p{color:var(--muted);margin:0}
.split{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:center}
.split.reverse>img{order:2}
.rounded{border-radius:var(--radius);box-shadow:0 14px 38px rgba(10,37,64,.14)}
.options-list{margin:18px 0}.options-list dt{font-weight:800;color:var(--navy);margin-top:12px}
.options-list dd{margin:2px 0 0;color:var(--muted)}
.benefits{list-style:none;padding:0;margin:16px 0 24px;display:grid;gap:12px}
.benefits li{padding-left:30px;position:relative;color:#33485b}
.benefits li::before{content:"✓";position:absolute;left:0;color:var(--teal);font-weight:900}
details{background:#fff;border:1px solid var(--line);border-radius:10px;margin-bottom:10px}
summary{cursor:pointer;padding:16px 44px 16px 18px;font-weight:700;list-style:none;position:relative}
summary::-webkit-details-marker{display:none}
summary::after{content:"+";position:absolute;right:18px;top:50%;transform:translateY(-50%);font-size:1.4rem;color:var(--teal)}
details[open] summary::after{content:"–"}
details p{padding:0 18px 16px;margin:0;color:var(--muted)}

/* Closing */
.closing{position:relative;padding:72px 0;background:linear-gradient(rgba(7,30,50,.72),rgba(7,30,50,.72)),url(/assets/img/future.jpg) center/cover;color:#fff;text-align:center}
.closing h2{color:#fff}.closing p{color:#dce8f1;font-size:1.1rem}

/* Footer */
.footer{padding:34px 0 90px;background:#fff;border-top:1px solid var(--line)}
.footer-top{display:flex;justify-content:space-between;align-items:center;gap:16px;flex-wrap:wrap;margin-bottom:18px}
.footer-top img{height:40px;width:auto}
.footer nav{display:flex;gap:18px;flex-wrap:wrap}.footer nav a{font-size:.88rem;color:var(--muted)}
.disclosure{font-size:.76rem;color:#5d6f80;line-height:1.6}
.copy{font-size:.78rem;color:#7a8a99;margin:0}

/* Sticky mobile CTA */
.sticky-cta{display:none}

@media (max-width:900px){
  .hero-grid{grid-template-columns:1fr;gap:22px}
  .trust-grid{grid-template-columns:repeat(2,1fr)}.trust-grid div:nth-child(2){border-right:0}
  .split{grid-template-columns:1fr;gap:26px}.split.reverse>img{order:0}
}
@media (max-width:760px){
  .hero{padding:22px 0 30px}
  .hero::after{background:linear-gradient(180deg,rgba(7,30,50,.86),rgba(7,30,50,.92))}
  .ticks,.lead{display:none}
  .hero-copy h1{font-size:1.6rem;margin-bottom:.2em}
  .quiz-card{padding:20px 16px 16px}
  legend{font-size:1.15rem}
  .steps-grid{grid-template-columns:1fr}
  .section{padding:44px 0}
  .logo img{height:38px}
  .sticky-cta{display:block;position:fixed;left:12px;right:12px;bottom:12px;z-index:40;text-align:center;background:var(--cta);color:#1b1300;font-weight:800;padding:15px;border-radius:12px;text-decoration:none;box-shadow:0 8px 24px rgba(0,0,0,.25);transition:opacity .2s,transform .2s}
  .sticky-cta.hide{opacity:0;transform:translateY(120%);pointer-events:none}
}
@media (prefers-reduced-motion:reduce){*{animation:none!important;transition:none!important;scroll-behavior:auto!important}}

/* ---- Homepage additions ---- */
a.opt{text-decoration:none}
.mainnav{display:flex;gap:22px}.mainnav a{text-decoration:none;color:var(--ink);font-weight:700;font-size:.92rem}
.legend-like{font-size:1.28rem;font-weight:800;color:var(--navy);margin-bottom:6px}
.topic-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.topic{background:#fff;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;display:flex;flex-direction:column}
.topic img{aspect-ratio:16/10;object-fit:cover;width:100%}
.topic-body{padding:18px 20px 22px;display:flex;flex-direction:column;gap:6px;flex:1}
.topic-body p{color:var(--muted);font-size:.95rem;flex:1;margin:0 0 6px}
.topic.featured{grid-column:span 2;flex-direction:row;border:2px solid var(--teal)}
.topic.featured img{width:55%;aspect-ratio:auto}
.topic.featured .topic-body{justify-content:center}.topic.featured .btn{align-self:flex-start}
.text-link{font-weight:800;color:var(--teal-d);text-decoration:none}
.num-list{padding-left:22px;margin:14px 0 24px;display:grid;gap:12px;color:#33485b}
@media (max-width:900px){.topic-grid{grid-template-columns:1fr 1fr}.topic.featured{grid-column:span 2}}
@media (max-width:760px){.mainnav{display:none}.topic-grid{grid-template-columns:1fr}.topic.featured{grid-column:auto;flex-direction:column}.topic.featured img{width:100%;aspect-ratio:16/10}}