Debt Relief
Compare consolidation, management plans and settlement — costs, timelines and effects on credit.
See my options →Free · Plain language · No obligation
Find a clearer path for your money
Straightforward information on debt, credit, final expense coverage, taxes and government assistance — and a simple way to explore the options that may fit you.
- Free to use, no obligation
- We never ask for your SSN or bank details
- Independent — we explain how we are paid
Step 1 of 2
Free to useNo cost to explore
No obligationYou decide what happens next
No credit checkExploring never affects your score
TransparentClear about how we're paid
Financial topics
Start with what matters to you
Credit Score
What affects your score, how to read your credit report, and how to dispute errors for free.
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Final Expense
How final expense insurance works and what to compare: coverage, waiting periods and cost.
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Tax Resources
Getting organized for tax season, free filing options, and what to do if you owe.
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Government Assistance
Official programs are listed free at USA.gov/benefits. We are not a government agency and never charge for program information.
Get the free guide →
How it works
Three simple steps
- Pick a topic. Choose what you want to understand or improve.
- Answer a few questions. It takes about a minute. No SSN, no credit check.
- Review your options. Get plain-language information and, where relevant, providers that may fit. You decide what to do next.
Questions
Frequently asked questions
Is Finwise Finder free?
Yes. Using Finwise Finder costs nothing. If you choose to work with a provider, that provider must explain its own fees before you agree to anything.
Is Finwise Finder a government website?
No. We are an independent website and are not affiliated with any government agency or program. Official benefit and grant information is always free at USA.gov.
Are you a lender, insurer or credit repair company?
No. We are an information and referral website. We do not lend money, sell insurance, prepare taxes or repair credit. We may be paid by partners when you visit or sign up with them.
Will exploring my options affect my credit?
No. Our questions are not a credit application and involve no credit check. Some programs offered by providers can affect your credit — always ask before you enroll.
Can I get my credit report for free?
Yes. You can get free credit reports from each of the three bureaus at AnnualCreditReport.com, and you can dispute errors yourself at no cost.
What do you do with my information?
We use it to send you what you asked for and, only if you opt in, tips and offers. See our Privacy Policy.